HiLo insurance data for 8 decks
HiLo is a counting system that has 3 groups of cards
- 2, 3, 4, 5, 6 --- L --- (low cards) --- tag = -1
- 7, 8, 9 --- M --- (medium cards) --- tag = 0
- T, A --- H --- (high cards) --- tag = +1
When there are more low cards than high remaining to be dealt, running count is negative.
When there are more high cards than low remaining to be dealt, running count is positive.
When there are an equal number of low cards and high cards remaining to be dealt, running count is 0.
There are 10 possible 2 card hands relative to HiLo and insurance: LL, LM, LT, LA, MM, MT, MA, TT, TA, AA
The data points at which to insure each of these hands when number of decks is 8 are below:
**** Player hand: L-L **** Cards min RC TC ref 384 > 29 > 3.93 383-382 >= 28 >= 3.80 381-380 >= 27 >= 3.69 379-376 >= 26 >= 3.57 375-369 >= 25 >= 3.47 368-361 >= 24 >= 3.39 360-350 >= 23 >= 3.32 349-338 >= 22 >= 3.28 337-324 >= 21 >= 3.24 323-310 >= 20 >= 3.22 309-295 >= 19 >= 3.20 294-279 >= 18 >= 3.18 278-264 >= 17 >= 3.18 263-248 >= 16 >= 3.16 247-232 >= 15 >= 3.16 231-215 >= 14 >= 3.15 214-199 >= 13 >= 3.16 198-182 >= 12 >= 3.15 181-166 >= 11 >= 3.16 165-149 >= 10 >= 3.15 148-133 >= 9 >= 3.16 132-116 >= 8 >= 3.15 115-99 >= 7 >= 3.17 98-82 >= 6 >= 3.18 81-66 >= 5 >= 3.21 65-49 >= 4 >= 3.20 48-32 >= 3 >= 3.25 31-15 >= 2 >= 3.35 14-3 >= 1 >= 3.71 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: L-M **** Cards min RC TC ref 384 > 28 > 3.79 383-382 >= 27 >= 3.67 381-380 >= 26 >= 3.55 379-375 >= 25 >= 3.43 374-369 >= 24 >= 3.34 368-360 >= 23 >= 3.25 359-348 >= 22 >= 3.19 347-335 >= 21 >= 3.15 334-321 >= 20 >= 3.11 320-306 >= 19 >= 3.09 305-290 >= 18 >= 3.07 289-274 >= 17 >= 3.06 273-257 >= 16 >= 3.05 256-241 >= 15 >= 3.05 240-224 >= 14 >= 3.03 223-207 >= 13 >= 3.03 206-190 >= 12 >= 3.03 189-173 >= 11 >= 3.03 172-155 >= 10 >= 3.02 154-138 >= 9 >= 3.04 137-121 >= 8 >= 3.04 120-103 >= 7 >= 3.03 102-86 >= 6 >= 3.06 85-68 >= 5 >= 3.06 67-51 >= 4 >= 3.10 50-33 >= 3 >= 3.12 32-16 >= 2 >= 3.25 15-3 >= 1 >= 3.47 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: L-T **** Cards min RC TC ref 381 > 30 > 4.09 380 >= 29 >= 3.97 379-378 >= 28 >= 3.84 377-374 >= 27 >= 3.72 373-369 >= 26 >= 3.62 368-362 >= 25 >= 3.53 361-353 >= 24 >= 3.46 352-342 >= 23 >= 3.40 341-330 >= 22 >= 3.35 329-317 >= 21 >= 3.32 316-303 >= 20 >= 3.29 302-288 >= 19 >= 3.27 287-273 >= 18 >= 3.26 272-258 >= 17 >= 3.25 257-242 >= 16 >= 3.24 241-226 >= 15 >= 3.24 225-211 >= 14 >= 3.24 210-195 >= 13 >= 3.22 194-178 >= 12 >= 3.22 177-162 >= 11 >= 3.23 161-146 >= 10 >= 3.23 145-130 >= 9 >= 3.23 129-113 >= 8 >= 3.22 112-97 >= 7 >= 3.25 96-81 >= 6 >= 3.25 80-64 >= 5 >= 3.25 63-48 >= 4 >= 3.30 47-32 >= 3 >= 3.32 31-15 >= 2 >= 3.35 14-3 >= 1 >= 3.71 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: L-A **** Cards min RC TC ref 384 > 27 > 3.66 383-382 >= 26 >= 3.53 381-380 >= 25 >= 3.41 379-375 >= 24 >= 3.29 374-369 >= 23 >= 3.20 368-359 >= 22 >= 3.11 358-348 >= 21 >= 3.05 347-334 >= 20 >= 3.00 333-319 >= 19 >= 2.97 318-303 >= 18 >= 2.94 302-287 >= 17 >= 2.93 286-270 >= 16 >= 2.91 269-252 >= 15 >= 2.90 251-235 >= 14 >= 2.90 234-217 >= 13 >= 2.89 216-199 >= 12 >= 2.89 198-181 >= 11 >= 2.89 180-163 >= 10 >= 2.89 162-145 >= 9 >= 2.89 144-127 >= 8 >= 2.89 126-108 >= 7 >= 2.89 107-90 >= 6 >= 2.92 89-72 >= 5 >= 2.92 71-54 >= 4 >= 2.93 53-35 >= 3 >= 2.94 34-17 >= 2 >= 3.06 16-3 >= 1 >= 3.25 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: M-M **** Cards min RC TC ref 384 > 27 > 3.66 383-382 >= 26 >= 3.53 381-379 >= 25 >= 3.41 378-375 >= 24 >= 3.30 374-368 >= 23 >= 3.20 367-358 >= 22 >= 3.12 357-346 >= 21 >= 3.06 345-333 >= 20 >= 3.01 332-318 >= 19 >= 2.98 317-302 >= 18 >= 2.95 301-285 >= 17 >= 2.94 284-268 >= 16 >= 2.93 267-251 >= 15 >= 2.92 250-233 >= 14 >= 2.91 232-216 >= 13 >= 2.91 215-198 >= 12 >= 2.90 197-180 >= 11 >= 2.90 179-162 >= 10 >= 2.91 161-144 >= 9 >= 2.91 143-126 >= 8 >= 2.91 125-108 >= 7 >= 2.91 107-90 >= 6 >= 2.92 89-71 >= 5 >= 2.92 70-53 >= 4 >= 2.97 52-35 >= 3 >= 3.00 34-17 >= 2 >= 3.06 16-3 >= 1 >= 3.25 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: M-T **** Cards min RC TC ref 381 > 29 > 3.96 380 >= 28 >= 3.83 379-378 >= 27 >= 3.70 377-374 >= 26 >= 3.59 373-369 >= 25 >= 3.49 368-361 >= 24 >= 3.39 360-352 >= 23 >= 3.32 351-340 >= 22 >= 3.26 339-327 >= 21 >= 3.22 326-313 >= 20 >= 3.19 312-299 >= 19 >= 3.17 298-283 >= 18 >= 3.14 282-268 >= 17 >= 3.13 267-252 >= 16 >= 3.12 251-235 >= 15 >= 3.11 234-219 >= 14 >= 3.11 218-202 >= 13 >= 3.10 201-185 >= 12 >= 3.10 184-169 >= 11 >= 3.11 168-152 >= 10 >= 3.10 151-135 >= 9 >= 3.10 134-118 >= 8 >= 3.10 117-101 >= 7 >= 3.11 100-84 >= 6 >= 3.12 83-67 >= 5 >= 3.13 66-50 >= 4 >= 3.15 49-33 >= 3 >= 3.18 32-16 >= 2 >= 3.25 15-3 >= 1 >= 3.47 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: M-A **** Cards min RC TC ref 384 > 26 > 3.52 383-382 >= 25 >= 3.39 381-380 >= 24 >= 3.28 379-375 >= 23 >= 3.16 374-368 >= 22 >= 3.06 367-358 >= 21 >= 2.98 357-346 >= 20 >= 2.91 345-331 >= 19 >= 2.86 330-315 >= 18 >= 2.84 314-299 >= 17 >= 2.82 298-281 >= 16 >= 2.79 280-263 >= 15 >= 2.79 262-245 >= 14 >= 2.78 244-227 >= 13 >= 2.77 226-208 >= 12 >= 2.76 207-189 >= 11 >= 2.76 188-170 >= 10 >= 2.77 169-151 >= 9 >= 2.77 150-132 >= 8 >= 2.77 131-113 >= 7 >= 2.78 112-94 >= 6 >= 2.79 93-75 >= 5 >= 2.80 74-56 >= 4 >= 2.81 55-37 >= 3 >= 2.84 36-17 >= 2 >= 2.89 17-3 >= 1 >= 3.06 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: T-T **** Cards min RC TC ref 378 > 31 > 4.26 377 >= 30 >= 4.14 376-375 >= 29 >= 4.01 374-372 >= 28 >= 3.89 371-368 >= 27 >= 3.78 367-363 >= 26 >= 3.68 362-355 >= 25 >= 3.59 354-346 >= 24 >= 3.53 345-335 >= 23 >= 3.47 334-323 >= 22 >= 3.43 322-310 >= 21 >= 3.39 309-296 >= 20 >= 3.37 295-282 >= 19 >= 3.35 281-267 >= 18 >= 3.33 266-252 >= 17 >= 3.32 251-237 >= 16 >= 3.31 236-221 >= 15 >= 3.31 220-206 >= 14 >= 3.31 205-190 >= 13 >= 3.30 189-175 >= 12 >= 3.30 174-159 >= 11 >= 3.29 158-143 >= 10 >= 3.29 142-127 >= 9 >= 3.30 126-111 >= 8 >= 3.30 110-95 >= 7 >= 3.31 94-79 >= 6 >= 3.32 78-63 >= 5 >= 3.33 62-47 >= 4 >= 3.35 46-31 >= 3 >= 3.39 30-15 >= 2 >= 3.47 14-3 >= 1 >= 3.71 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: T-A **** Cards min RC TC ref 381 > 28 > 3.82 380 >= 27 >= 3.69 379-378 >= 26 >= 3.57 377-374 >= 25 >= 3.45 373-369 >= 24 >= 3.35 368-361 >= 23 >= 3.25 360-351 >= 22 >= 3.18 350-340 >= 21 >= 3.12 339-326 >= 20 >= 3.07 325-311 >= 19 >= 3.04 310-296 >= 18 >= 3.02 295-280 >= 17 >= 3.00 279-263 >= 16 >= 2.98 262-246 >= 15 >= 2.98 245-229 >= 14 >= 2.97 228-212 >= 13 >= 2.96 211-195 >= 12 >= 2.96 194-177 >= 11 >= 2.95 176-159 >= 10 >= 2.95 158-142 >= 9 >= 2.96 141-124 >= 8 >= 2.95 123-106 >= 7 >= 2.96 105-88 >= 6 >= 2.97 87-70 >= 5 >= 2.99 69-52 >= 4 >= 3.01 51-34 >= 3 >= 3.06 33-16 >= 2 >= 3.15 15-3 >= 1 >= 3.47 2 >= 0 >= 0.00 1 1 52.00 **** Player hand: A-A **** Cards min RC TC ref 384 > 25 > 3.39 383-382 >= 24 >= 3.26 381-380 >= 23 >= 3.14 379-375 >= 22 >= 3.02 374-368 >= 21 >= 2.92 367-358 >= 20 >= 2.83 357-345 >= 19 >= 2.77 344-330 >= 18 >= 2.72 329-313 >= 17 >= 2.69 312-295 >= 16 >= 2.67 294-277 >= 15 >= 2.65 276-258 >= 14 >= 2.64 257-239 >= 13 >= 2.63 238-219 >= 12 >= 2.62 218-199 >= 11 >= 2.62 198-180 >= 10 >= 2.63 179-160 >= 9 >= 2.61 159-140 >= 8 >= 2.62 139-120 >= 7 >= 2.62 119-99 >= 6 >= 2.62 98-79 >= 5 >= 2.65 78-59 >= 4 >= 2.67 58-39 >= 3 >= 2.69 38-18 >= 2 >= 2.74 17-3 >= 1 >= 3.06 2 >= 0 >= 0.00 1 1 52.00
Generic Insurance (disregard player hand composition)
**** Player hand: x-x **** Cards min RC TC ref 384 > 29 > 3.93 383 >= 28 >= 3.80 382-380 >= 27 >= 3.68 379-377 >= 26 >= 3.57 376-371 >= 25 >= 3.46 370-363 >= 24 >= 3.37 362-353 >= 23 >= 3.30 352-342 >= 22 >= 3.25 341-328 >= 21 >= 3.20 327-314 >= 20 >= 3.18 313-299 >= 19 >= 3.16 298-284 >= 18 >= 3.14 283-268 >= 17 >= 3.12 267-252 >= 16 >= 3.12 251-235 >= 15 >= 3.11 234-219 >= 14 >= 3.11 218-202 >= 13 >= 3.10 201-186 >= 12 >= 3.10 185-169 >= 11 >= 3.09 168-152 >= 10 >= 3.10 151-135 >= 9 >= 3.10 134-118 >= 8 >= 3.10 117-101 >= 7 >= 3.11 100-84 >= 6 >= 3.12 83-67 >= 5 >= 3.13 66-50 >= 4 >= 3.15 49-33 >= 3 >= 3.18 32-16 >= 2 >= 3.25 15-3 >= 1 >= 3.47 2 >= 0 >= 0.00 1 1 52.00