8 Deck HiLo Insurance

HiLo insurance data for 8 decks

HiLo is a counting system that has 3 groups of cards

2, 3, 4, 5, 6 --- L --- (low cards) --- tag = -1
7, 8, 9 --- M --- (medium cards) --- tag = 0
T, A --- H --- (high cards) --- tag = +1

When there are more low cards than high remaining to be dealt, running count is negative.
When there are more high cards than low remaining to be dealt, running count is positive.
When there are an equal number of low cards and high cards remaining to be dealt, running count is 0.
There are 10 possible 2 card hands relative to HiLo and insurance: LL, LM, LT, LA, MM, MT, MA, TT, TA, AA
The points at which to insure each of these hands when number of decks is 8 are below:

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 14 cards remain --- TC ref = +3.71
Running count = +2 --- Insure when <= 31 cards remain --- TC ref = +3.35
Running count = +3 --- Insure when <= 48 cards remain --- TC ref = +3.25
Running count = +4 --- Insure when <= 65 cards remain --- TC ref = +3.20
Running count = +5 --- Insure when <= 81 cards remain --- TC ref = +3.21
Running count = +6 --- Insure when <= 98 cards remain --- TC ref = +3.18
Running count = +7 --- Insure when <= 115 cards remain --- TC ref = +3.17
Running count = +8 --- Insure when <= 132 cards remain --- TC ref = +3.15
Running count = +9 --- Insure when <= 148 cards remain --- TC ref = +3.16
Running count = +10 --- Insure when <= 165 cards remain --- TC ref = +3.15
Running count = +11 --- Insure when <= 181 cards remain --- TC ref = +3.16
Running count = +12 --- Insure when <= 198 cards remain --- TC ref = +3.15
Running count = +13 --- Insure when <= 214 cards remain --- TC ref = +3.16
Running count = +14 --- Insure when <= 231 cards remain --- TC ref = +3.15
Running count = +15 --- Insure when <= 247 cards remain --- TC ref = +3.16
Running count = +16 --- Insure when <= 263 cards remain --- TC ref = +3.16
Running count = +17 --- Insure when <= 278 cards remain --- TC ref = +3.18
Running count = +18 --- Insure when <= 294 cards remain --- TC ref = +3.18
Running count = +19 --- Insure when <= 309 cards remain --- TC ref = +3.20
Running count = +20 --- Insure when <= 323 cards remain --- TC ref = +3.22
Running count = +21 --- Insure when <= 337 cards remain --- TC ref = +3.24
Running count = +22 --- Insure when <= 349 cards remain --- TC ref = +3.28
Running count = +23 --- Insure when <= 360 cards remain --- TC ref = +3.32
Running count = +24 --- Insure when <= 368 cards remain --- TC ref = +3.39
Running count = +25 --- Insure when <= 375 cards remain --- TC ref = +3.47
Running count = +26 --- Insure when <= 379 cards remain --- TC ref = +3.57
Running count = +27 --- Insure when <= 381 cards remain --- TC ref = +3.69
Running count = +28 --- Insure when <= 383 cards remain --- TC ref = +3.80
Running count = +29 --- Insure when <= 384 cards remain --- TC ref = +3.93
Running count >= +30 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 15 cards remain --- TC ref = +3.47
Running count = +2 --- Insure when <= 32 cards remain --- TC ref = +3.25
Running count = +3 --- Insure when <= 50 cards remain --- TC ref = +3.12
Running count = +4 --- Insure when <= 67 cards remain --- TC ref = +3.10
Running count = +5 --- Insure when <= 85 cards remain --- TC ref = +3.06
Running count = +6 --- Insure when <= 102 cards remain --- TC ref = +3.06
Running count = +7 --- Insure when <= 120 cards remain --- TC ref = +3.03
Running count = +8 --- Insure when <= 137 cards remain --- TC ref = +3.04
Running count = +9 --- Insure when <= 154 cards remain --- TC ref = +3.04
Running count = +10 --- Insure when <= 172 cards remain --- TC ref = +3.02
Running count = +11 --- Insure when <= 189 cards remain --- TC ref = +3.03
Running count = +12 --- Insure when <= 206 cards remain --- TC ref = +3.03
Running count = +13 --- Insure when <= 223 cards remain --- TC ref = +3.03
Running count = +14 --- Insure when <= 240 cards remain --- TC ref = +3.03
Running count = +15 --- Insure when <= 256 cards remain --- TC ref = +3.05
Running count = +16 --- Insure when <= 273 cards remain --- TC ref = +3.05
Running count = +17 --- Insure when <= 289 cards remain --- TC ref = +3.06
Running count = +18 --- Insure when <= 305 cards remain --- TC ref = +3.07
Running count = +19 --- Insure when <= 320 cards remain --- TC ref = +3.09
Running count = +20 --- Insure when <= 334 cards remain --- TC ref = +3.11
Running count = +21 --- Insure when <= 347 cards remain --- TC ref = +3.15
Running count = +22 --- Insure when <= 359 cards remain --- TC ref = +3.19
Running count = +23 --- Insure when <= 368 cards remain --- TC ref = +3.25
Running count = +24 --- Insure when <= 374 cards remain --- TC ref = +3.34
Running count = +25 --- Insure when <= 379 cards remain --- TC ref = +3.43
Running count = +26 --- Insure when <= 381 cards remain --- TC ref = +3.55
Running count = +27 --- Insure when <= 383 cards remain --- TC ref = +3.67
Running count = +28 --- Insure when <= 384 cards remain --- TC ref = +3.79
Running count >= +29 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 14 cards remain --- TC ref = +3.71
Running count = +2 --- Insure when <= 31 cards remain --- TC ref = +3.35
Running count = +3 --- Insure when <= 47 cards remain --- TC ref = +3.32
Running count = +4 --- Insure when <= 63 cards remain --- TC ref = +3.30
Running count = +5 --- Insure when <= 80 cards remain --- TC ref = +3.25
Running count = +6 --- Insure when <= 96 cards remain --- TC ref = +3.25
Running count = +7 --- Insure when <= 112 cards remain --- TC ref = +3.25
Running count = +8 --- Insure when <= 129 cards remain --- TC ref = +3.22
Running count = +9 --- Insure when <= 145 cards remain --- TC ref = +3.23
Running count = +10 --- Insure when <= 161 cards remain --- TC ref = +3.23
Running count = +11 --- Insure when <= 177 cards remain --- TC ref = +3.23
Running count = +12 --- Insure when <= 194 cards remain --- TC ref = +3.22
Running count = +13 --- Insure when <= 210 cards remain --- TC ref = +3.22
Running count = +14 --- Insure when <= 225 cards remain --- TC ref = +3.24
Running count = +15 --- Insure when <= 241 cards remain --- TC ref = +3.24
Running count = +16 --- Insure when <= 257 cards remain --- TC ref = +3.24
Running count = +17 --- Insure when <= 272 cards remain --- TC ref = +3.25
Running count = +18 --- Insure when <= 287 cards remain --- TC ref = +3.26
Running count = +19 --- Insure when <= 302 cards remain --- TC ref = +3.27
Running count = +20 --- Insure when <= 316 cards remain --- TC ref = +3.29
Running count = +21 --- Insure when <= 329 cards remain --- TC ref = +3.32
Running count = +22 --- Insure when <= 341 cards remain --- TC ref = +3.35
Running count = +23 --- Insure when <= 352 cards remain --- TC ref = +3.40
Running count = +24 --- Insure when <= 361 cards remain --- TC ref = +3.46
Running count = +25 --- Insure when <= 368 cards remain --- TC ref = +3.53
Running count = +26 --- Insure when <= 373 cards remain --- TC ref = +3.62
Running count = +27 --- Insure when <= 377 cards remain --- TC ref = +3.72
Running count = +28 --- Insure when <= 379 cards remain --- TC ref = +3.84
Running count = +29 --- Insure when <= 380 cards remain --- TC ref = +3.97
Running count = +30 --- Insure when <= 381 cards remain --- TC ref = +4.09
Running count >= +31 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 16 cards remain --- TC ref = +3.25
Running count = +2 --- Insure when <= 34 cards remain --- TC ref = +3.06
Running count = +3 --- Insure when <= 53 cards remain --- TC ref = +2.94
Running count = +4 --- Insure when <= 71 cards remain --- TC ref = +2.93
Running count = +5 --- Insure when <= 89 cards remain --- TC ref = +2.92
Running count = +6 --- Insure when <= 107 cards remain --- TC ref = +2.92
Running count = +7 --- Insure when <= 126 cards remain --- TC ref = +2.89
Running count = +8 --- Insure when <= 144 cards remain --- TC ref = +2.89
Running count = +9 --- Insure when <= 162 cards remain --- TC ref = +2.89
Running count = +10 --- Insure when <= 180 cards remain --- TC ref = +2.89
Running count = +11 --- Insure when <= 198 cards remain --- TC ref = +2.89
Running count = +12 --- Insure when <= 216 cards remain --- TC ref = +2.89
Running count = +13 --- Insure when <= 234 cards remain --- TC ref = +2.89
Running count = +14 --- Insure when <= 251 cards remain --- TC ref = +2.90
Running count = +15 --- Insure when <= 269 cards remain --- TC ref = +2.90
Running count = +16 --- Insure when <= 286 cards remain --- TC ref = +2.91
Running count = +17 --- Insure when <= 302 cards remain --- TC ref = +2.93
Running count = +18 --- Insure when <= 318 cards remain --- TC ref = +2.94
Running count = +19 --- Insure when <= 333 cards remain --- TC ref = +2.97
Running count = +20 --- Insure when <= 347 cards remain --- TC ref = +3.00
Running count = +21 --- Insure when <= 358 cards remain --- TC ref = +3.05
Running count = +22 --- Insure when <= 368 cards remain --- TC ref = +3.11
Running count = +23 --- Insure when <= 374 cards remain --- TC ref = +3.20
Running count = +24 --- Insure when <= 379 cards remain --- TC ref = +3.29
Running count = +25 --- Insure when <= 381 cards remain --- TC ref = +3.41
Running count = +26 --- Insure when <= 383 cards remain --- TC ref = +3.53
Running count = +27 --- Insure when <= 384 cards remain --- TC ref = +3.66
Running count >= +28 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 16 cards remain --- TC ref = +3.25
Running count = +2 --- Insure when <= 34 cards remain --- TC ref = +3.06
Running count = +3 --- Insure when <= 52 cards remain --- TC ref = +3.00
Running count = +4 --- Insure when <= 70 cards remain --- TC ref = +2.97
Running count = +5 --- Insure when <= 89 cards remain --- TC ref = +2.92
Running count = +6 --- Insure when <= 107 cards remain --- TC ref = +2.92
Running count = +7 --- Insure when <= 125 cards remain --- TC ref = +2.91
Running count = +8 --- Insure when <= 143 cards remain --- TC ref = +2.91
Running count = +9 --- Insure when <= 161 cards remain --- TC ref = +2.91
Running count = +10 --- Insure when <= 179 cards remain --- TC ref = +2.91
Running count = +11 --- Insure when <= 197 cards remain --- TC ref = +2.90
Running count = +12 --- Insure when <= 215 cards remain --- TC ref = +2.90
Running count = +13 --- Insure when <= 232 cards remain --- TC ref = +2.91
Running count = +14 --- Insure when <= 250 cards remain --- TC ref = +2.91
Running count = +15 --- Insure when <= 267 cards remain --- TC ref = +2.92
Running count = +16 --- Insure when <= 284 cards remain --- TC ref = +2.93
Running count = +17 --- Insure when <= 301 cards remain --- TC ref = +2.94
Running count = +18 --- Insure when <= 317 cards remain --- TC ref = +2.95
Running count = +19 --- Insure when <= 332 cards remain --- TC ref = +2.98
Running count = +20 --- Insure when <= 345 cards remain --- TC ref = +3.01
Running count = +21 --- Insure when <= 357 cards remain --- TC ref = +3.06
Running count = +22 --- Insure when <= 367 cards remain --- TC ref = +3.12
Running count = +23 --- Insure when <= 374 cards remain --- TC ref = +3.20
Running count = +24 --- Insure when <= 378 cards remain --- TC ref = +3.30
Running count = +25 --- Insure when <= 381 cards remain --- TC ref = +3.41
Running count = +26 --- Insure when <= 383 cards remain --- TC ref = +3.53
Running count = +27 --- Insure when <= 384 cards remain --- TC ref = +3.66
Running count >= +28 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 15 cards remain --- TC ref = +3.47
Running count = +2 --- Insure when <= 32 cards remain --- TC ref = +3.25
Running count = +3 --- Insure when <= 49 cards remain --- TC ref = +3.18
Running count = +4 --- Insure when <= 66 cards remain --- TC ref = +3.15
Running count = +5 --- Insure when <= 83 cards remain --- TC ref = +3.13
Running count = +6 --- Insure when <= 100 cards remain --- TC ref = +3.12
Running count = +7 --- Insure when <= 117 cards remain --- TC ref = +3.11
Running count = +8 --- Insure when <= 134 cards remain --- TC ref = +3.10
Running count = +9 --- Insure when <= 151 cards remain --- TC ref = +3.10
Running count = +10 --- Insure when <= 168 cards remain --- TC ref = +3.10
Running count = +11 --- Insure when <= 184 cards remain --- TC ref = +3.11
Running count = +12 --- Insure when <= 201 cards remain --- TC ref = +3.10
Running count = +13 --- Insure when <= 218 cards remain --- TC ref = +3.10
Running count = +14 --- Insure when <= 234 cards remain --- TC ref = +3.11
Running count = +15 --- Insure when <= 251 cards remain --- TC ref = +3.11
Running count = +16 --- Insure when <= 267 cards remain --- TC ref = +3.12
Running count = +17 --- Insure when <= 282 cards remain --- TC ref = +3.13
Running count = +18 --- Insure when <= 298 cards remain --- TC ref = +3.14
Running count = +19 --- Insure when <= 312 cards remain --- TC ref = +3.17
Running count = +20 --- Insure when <= 326 cards remain --- TC ref = +3.19
Running count = +21 --- Insure when <= 339 cards remain --- TC ref = +3.22
Running count = +22 --- Insure when <= 351 cards remain --- TC ref = +3.26
Running count = +23 --- Insure when <= 360 cards remain --- TC ref = +3.32
Running count = +24 --- Insure when <= 368 cards remain --- TC ref = +3.39
Running count = +25 --- Insure when <= 373 cards remain --- TC ref = +3.49
Running count = +26 --- Insure when <= 377 cards remain --- TC ref = +3.59
Running count = +27 --- Insure when <= 379 cards remain --- TC ref = +3.70
Running count = +28 --- Insure when <= 380 cards remain --- TC ref = +3.83
Running count = +29 --- Insure when <= 381 cards remain --- TC ref = +3.96
Running count >= +30 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 17 cards remain --- TC ref = +3.06
Running count = +2 --- Insure when <= 36 cards remain --- TC ref = +2.89
Running count = +3 --- Insure when <= 55 cards remain --- TC ref = +2.84
Running count = +4 --- Insure when <= 74 cards remain --- TC ref = +2.81
Running count = +5 --- Insure when <= 93 cards remain --- TC ref = +2.80
Running count = +6 --- Insure when <= 112 cards remain --- TC ref = +2.79
Running count = +7 --- Insure when <= 131 cards remain --- TC ref = +2.78
Running count = +8 --- Insure when <= 150 cards remain --- TC ref = +2.77
Running count = +9 --- Insure when <= 169 cards remain --- TC ref = +2.77
Running count = +10 --- Insure when <= 188 cards remain --- TC ref = +2.77
Running count = +11 --- Insure when <= 207 cards remain --- TC ref = +2.76
Running count = +12 --- Insure when <= 226 cards remain --- TC ref = +2.76
Running count = +13 --- Insure when <= 244 cards remain --- TC ref = +2.77
Running count = +14 --- Insure when <= 262 cards remain --- TC ref = +2.78
Running count = +15 --- Insure when <= 280 cards remain --- TC ref = +2.79
Running count = +16 --- Insure when <= 298 cards remain --- TC ref = +2.79
Running count = +17 --- Insure when <= 314 cards remain --- TC ref = +2.82
Running count = +18 --- Insure when <= 330 cards remain --- TC ref = +2.84
Running count = +19 --- Insure when <= 345 cards remain --- TC ref = +2.86
Running count = +20 --- Insure when <= 357 cards remain --- TC ref = +2.91
Running count = +21 --- Insure when <= 367 cards remain --- TC ref = +2.98
Running count = +22 --- Insure when <= 374 cards remain --- TC ref = +3.06
Running count = +23 --- Insure when <= 379 cards remain --- TC ref = +3.16
Running count = +24 --- Insure when <= 381 cards remain --- TC ref = +3.28
Running count = +25 --- Insure when <= 383 cards remain --- TC ref = +3.39
Running count = +26 --- Insure when <= 384 cards remain --- TC ref = +3.52
Running count >= +27 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 14 cards remain --- TC ref = +3.71
Running count = +2 --- Insure when <= 30 cards remain --- TC ref = +3.47
Running count = +3 --- Insure when <= 46 cards remain --- TC ref = +3.39
Running count = +4 --- Insure when <= 62 cards remain --- TC ref = +3.35
Running count = +5 --- Insure when <= 78 cards remain --- TC ref = +3.33
Running count = +6 --- Insure when <= 94 cards remain --- TC ref = +3.32
Running count = +7 --- Insure when <= 110 cards remain --- TC ref = +3.31
Running count = +8 --- Insure when <= 126 cards remain --- TC ref = +3.30
Running count = +9 --- Insure when <= 142 cards remain --- TC ref = +3.30
Running count = +10 --- Insure when <= 158 cards remain --- TC ref = +3.29
Running count = +11 --- Insure when <= 174 cards remain --- TC ref = +3.29
Running count = +12 --- Insure when <= 189 cards remain --- TC ref = +3.30
Running count = +13 --- Insure when <= 205 cards remain --- TC ref = +3.30
Running count = +14 --- Insure when <= 220 cards remain --- TC ref = +3.31
Running count = +15 --- Insure when <= 236 cards remain --- TC ref = +3.31
Running count = +16 --- Insure when <= 251 cards remain --- TC ref = +3.31
Running count = +17 --- Insure when <= 266 cards remain --- TC ref = +3.32
Running count = +18 --- Insure when <= 281 cards remain --- TC ref = +3.33
Running count = +19 --- Insure when <= 295 cards remain --- TC ref = +3.35
Running count = +20 --- Insure when <= 309 cards remain --- TC ref = +3.37
Running count = +21 --- Insure when <= 322 cards remain --- TC ref = +3.39
Running count = +22 --- Insure when <= 334 cards remain --- TC ref = +3.43
Running count = +23 --- Insure when <= 345 cards remain --- TC ref = +3.47
Running count = +24 --- Insure when <= 354 cards remain --- TC ref = +3.53
Running count = +25 --- Insure when <= 362 cards remain --- TC ref = +3.59
Running count = +26 --- Insure when <= 367 cards remain --- TC ref = +3.68
Running count = +27 --- Insure when <= 371 cards remain --- TC ref = +3.78
Running count = +28 --- Insure when <= 374 cards remain --- TC ref = +3.89
Running count = +29 --- Insure when <= 376 cards remain --- TC ref = +4.01
Running count = +30 --- Insure when <= 377 cards remain --- TC ref = +4.14
Running count = +31 --- Insure when <= 378 cards remain --- TC ref = +4.26
Running count >= +32 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 15 cards remain --- TC ref = +3.47
Running count = +2 --- Insure when <= 33 cards remain --- TC ref = +3.15
Running count = +3 --- Insure when <= 51 cards remain --- TC ref = +3.06
Running count = +4 --- Insure when <= 69 cards remain --- TC ref = +3.01
Running count = +5 --- Insure when <= 87 cards remain --- TC ref = +2.99
Running count = +6 --- Insure when <= 105 cards remain --- TC ref = +2.97
Running count = +7 --- Insure when <= 123 cards remain --- TC ref = +2.96
Running count = +8 --- Insure when <= 141 cards remain --- TC ref = +2.95
Running count = +9 --- Insure when <= 158 cards remain --- TC ref = +2.96
Running count = +10 --- Insure when <= 176 cards remain --- TC ref = +2.95
Running count = +11 --- Insure when <= 194 cards remain --- TC ref = +2.95
Running count = +12 --- Insure when <= 211 cards remain --- TC ref = +2.96
Running count = +13 --- Insure when <= 228 cards remain --- TC ref = +2.96
Running count = +14 --- Insure when <= 245 cards remain --- TC ref = +2.97
Running count = +15 --- Insure when <= 262 cards remain --- TC ref = +2.98
Running count = +16 --- Insure when <= 279 cards remain --- TC ref = +2.98
Running count = +17 --- Insure when <= 295 cards remain --- TC ref = +3.00
Running count = +18 --- Insure when <= 310 cards remain --- TC ref = +3.02
Running count = +19 --- Insure when <= 325 cards remain --- TC ref = +3.04
Running count = +20 --- Insure when <= 339 cards remain --- TC ref = +3.07
Running count = +21 --- Insure when <= 350 cards remain --- TC ref = +3.12
Running count = +22 --- Insure when <= 360 cards remain --- TC ref = +3.18
Running count = +23 --- Insure when <= 368 cards remain --- TC ref = +3.25
Running count = +24 --- Insure when <= 373 cards remain --- TC ref = +3.35
Running count = +25 --- Insure when <= 377 cards remain --- TC ref = +3.45
Running count = +26 --- Insure when <= 379 cards remain --- TC ref = +3.57
Running count = +27 --- Insure when <= 380 cards remain --- TC ref = +3.69
Running count = +28 --- Insure when <= 381 cards remain --- TC ref = +3.82
Running count >= +29 --- Always insure

Running count < 0 --- Never insure
Running count = 0 --- Insure when exactly 2 cards remain --- TC ref = 0
Running count = +1 --- Insure when <= 17 cards remain --- TC ref = +3.06
Running count = +2 --- Insure when <= 38 cards remain --- TC ref = +2.74
Running count = +3 --- Insure when <= 58 cards remain --- TC ref = +2.69
Running count = +4 --- Insure when <= 78 cards remain --- TC ref = +2.67
Running count = +5 --- Insure when <= 98 cards remain --- TC ref = +2.65
Running count = +6 --- Insure when <= 119 cards remain --- TC ref = +2.62
Running count = +7 --- Insure when <= 139 cards remain --- TC ref = +2.62
Running count = +8 --- Insure when <= 159 cards remain --- TC ref = +2.62
Running count = +9 --- Insure when <= 179 cards remain --- TC ref = +2.61
Running count = +10 --- Insure when <= 198 cards remain --- TC ref = +2.63
Running count = +11 --- Insure when <= 218 cards remain --- TC ref = +2.62
Running count = +12 --- Insure when <= 238 cards remain --- TC ref = +2.62
Running count = +13 --- Insure when <= 257 cards remain --- TC ref = +2.63
Running count = +14 --- Insure when <= 276 cards remain --- TC ref = +2.64
Running count = +15 --- Insure when <= 294 cards remain --- TC ref = +2.65
Running count = +16 --- Insure when <= 312 cards remain --- TC ref = +2.67
Running count = +17 --- Insure when <= 329 cards remain --- TC ref = +2.69
Running count = +18 --- Insure when <= 344 cards remain --- TC ref = +2.72
Running count = +19 --- Insure when <= 357 cards remain --- TC ref = +2.77
Running count = +20 --- Insure when <= 367 cards remain --- TC ref = +2.83
Running count = +21 --- Insure when <= 374 cards remain --- TC ref = +2.92
Running count = +22 --- Insure when <= 379 cards remain --- TC ref = +3.02
Running count = +23 --- Insure when <= 381 cards remain --- TC ref = +3.14
Running count = +24 --- Insure when <= 383 cards remain --- TC ref = +3.26
Running count = +25 --- Insure when <= 384 cards remain --- TC ref = +3.39
Running count >= +26 --- Always insure

Summary (True count approximation for 2 card hands)

L-L --- Insure if TC >= +3.3
L-M --- Insure if TC >= +3.1
L-T --- Insure if TC >= +3.4
L-A --- Insure if TC >= +2.9
M-M --- Insure if TC >= +3
M-T --- Insure if TC >= +3.2
M-A --- Insure if TC >= +2.8
T-T --- Insure if TC >= +3.5
T-A --- Insure if TC >= +3
A-A --- Insure if TC >= +2.7